Links:Managing Time and Money


Time Management

This Virginia Tech site has great resources for time management including scheduling and setting goals, creating a To Do List, prioritizing tasks, avoiding procrastination and developing self-discipline. 

Visit the World of Psychology site for 10 Tips for Getting It Done Today.  It  has some good suggestions for avoiding procrastination. 

The College Atlas contains information on general study skills, reading and writing, test taking and preparation, time management, memory techniques and study skills for specific subjects: 

Mind Tools provides tips on costing your time, using priorities, goal setting and scheduling.

Here is a link to the goal setting section of Mind Tools:

For more ideas on overcoming procrastination, visit the State University at Buffalo:

For information, blogs, podcasts, research and cartoons on procrastination, visit the Procrastination Research Group:  

If you want to understand your own procrastination, visit the "Don't Delay" blog at Psychology Today:

For videos on procrastination, visit the iProcrastinate Podcast site at:

For ideas on how to deal with perfectionism, visit this comprehensive site at the University of Texas:

For additional information, visit the following Web site to learn how to achieve more with your time, use your time effectively, create more time and control distractions:

For athletes, learn about goal-setting in this Sports Psychology Web site.  Other topics include using imagery and stimulation, focus and flow and other tools for achieving excellence in sports.

Here are some different ideas on how to deal with clutter,manage your home and your time:

Managing a Busy Schedule for College Students is a helpful article containing tips on organization, planning, prioritizing, setting goals, and managing stress.  

Money Management

Money Geek has an Easy Guide to Budgeting that includes how to create and use a budget, a sample student and family budget, downloadable forms and tips for successful budgeting.

Money Geek has a Financial Literacy Handbook for all life stages and includes basic money principles and tips for managing your money at any age.

Money Geek has useful information on Balance Transfer Credit Cards that incudes reasons to consider a balance transfer and cautions for doing so.

The Online Guide to Debt-Free College Graduation has some good ideas for minimizing debt for a college education.

Indiana University has a website called Money Smarts that has brief and useful lessons on borrowing money, budgeting, using credit cards, demystifying debt and employment:

Cash Course is a free resource funded by the National Endowment for Financial Education.  Learn how to spend less money, save money, find money for college, make more money, invest your money or protect your money at:

Foundations U has useful articles on money management as well as online tools for budgeting, tracking your goals, investing, and comparing the cost of living in different areas: 

My College Money Plan has resources for applying for financial aid, handling student loans, developing a spending and savings plan and building your credit:

The Credit Card Insider has a Student Center with information about credit cards, how to earn a high credit score and hat to look for in a student credit card.

My3cents has information about rebuilding your credit and getting approved for a secured credit card:

Money Management 101 provides 13 tips for college students:

Here are another 12 important money management tips for college students: 

The I Can't Pay My Bills site has useful strategies for managing overdue bills and contacting creditors.  It has contact information for many bill categories.

The Simple Dollar has a useful debt calculator and information on paying off your debts:

Cuyamaca College has a Financial Literacy site designed to help financial aid students manage their money. It has short videos on Money Basics, Important Financial Concepts, Saving and Borrowing, Tips on Saving Money, Credit Cards, Credit Scoring, and Identify theft.



Beware of scholarship scams. You do not need to spend money to apply for scholarships. Educate yourself about scams by looking at this Web site:

You can search for and apply for scholarships online. The following Web sites have a database of thousands of scholarships. You can create your own account to apply for scholarships online. Best of all, these services are free!

Computer Science Online has links to scholarships for women interested in computer science and other engineering fields.

College Success for Women in STEM (Science, Technology, Engineering, Math) has scholarships, organizations and programs to help women in science fields:  

Find a scholarship in San Diego.   The San Diego Foundation lists scholarships for high school seniors, college students and Adult Re-entry students.  Fill out one application to apply for 26 scholarships online:

Hotels Cheap offers a $1500 scholarship every fall and spring.  It is open to students interested in higher education.  Apply online at

Here are some additional scholarships with some offering up to $20,000 a year:

Coca-Cola Scholars Foundation

National Hispanic Health Foundation Scholarship Program

College Scholarships and Grants Available for Veterans

National Black Nurses Association, Inc. Scholarship Program

Tylenol Future Care Scholarship

The Hometeam Homecare Scholarship

Shutterfly Scholars | Computer Science Scholarship

The Rover College Scholarship


Financial Aid

The first step in applying for financial aid is to fill out the Free Application for Federal Student Aid (FAFSA). This form determines your eligibility. You can fill out the FAFSA online for free at:

The Best Schools site has a Guide to the FAFSA with easy to understand information. This site stresses that almost everyone qualifies for some type of aid and answers frequently asked questions.

This Web site explains the basics of how to apply for federal financial aid and scholarships:

Use the Student Aid on the Web to get ready for college, apply for financial aid and find information about student loans: 

The US Department of Education has information about financial aid eligibility, types of aid available and how to apply:

The California Student Aid Commission Homepage provides information on how to apply for state financial aid and scholarships:

The Debt Free College Degree shows how to use work study, crowd funding and other resources to pay for college. In addition, it has many suggestions for veterans.